Finance Archives — The Home Buyer Helper

Don’t Make That Big Deposit Or Transfer

You’ve probably heard the saying, “When you fail to plan, you plan to fail.” That is especially true when it comes to buying a home today. Underwriters are following strict guidelines–and that means even things like bank deposits and transfers are under scrutiny. Here is some insight on how underwriters analyze bank statements…and what you […]

Budgeting — Keys to Successful Homeownership

A budget is a plan that lays out your income and expenses as precisely as possible.  Budgets and spending plans are critical to using credit wisely and to meeting financial goals, such as saving up for your down payment or making a monthly mortgage payment.  With the tips provided here, you’ll uncover your spending patterns […]